H O R I Z 0 N

Horizon Money offers flexible Insurance services with quick, easy approvals.

Horizon Money offers flexible Insurance services designed for your immediate needs. Whether for debt consolidation, medical emergencies, or travel, we provide competitive rates and rapid approvals. Enjoy a seamless application process and get the funds you need quickly.

Contact Us for More Details
banner-img shape shape
buying

Life Insurance

At Horizon Money, we believe that life insurance is not just a policy—it is a promise of lasting financial security for those you love. As a core pillar of our financial services, we offer tailored life insurance solutions that act as a definitive "safety net," ensuring your family’s lifestyle and dreams remain protected even in your absence.

Our diverse portfolio includes Term Life Insurance for high-cover protection at affordable rates, Whole Life Plans for lifelong security, and Unit Linked Insurance Plans (ULIPs) that offer the dual benefit of life cover and market-linked wealth creation. Whether your goal is to secure a child’s education, ensure a debt-free home for your spouse, or build a retirement corpus, Horizon Money aligns your insurance strategy with your long-term financial milestones.

Beyond protection, our life insurance services offer significant tax advantages under Section 80C, making it a cornerstone of smart tax planning. We pride ourselves on a seamless, transparent process—from selecting the right sum assured to providing dedicated assistance during the claims settlement journey. Secure your legacy and gain peace of mind with Horizon Money, where we help you plan for the future while you live for today.

Would you like to calculate your ideal sum assured based on your current liabilities or compare term vs. endowment plans?

Health insurance

At Horizon Money, we believe that true wealth is inseparable from good health. As a premier provider of financial services, we bridge the gap between financial security and medical well-being through our comprehensive Health Insurance solutions. Our mission is to ensure that a medical emergency never becomes a financial crisis for you or your family.

We offer a diverse portfolio of plans, ranging from Individual and Family Floater policies to specialized Critical Illness and Senior Citizen coverage. Every plan is curated to combat rising medical inflation, providing you with a "financial safety net" that preserves your long-term savings. By partnering with leading insurers, we offer cashless hospitalization across a vast network of hospitals, ensuring you focus on recovery while we handle the bills.

Choosing Horizon Money means more than just buying a policy; it means strategic tax planning. Our experts help you maximize deductions under Section 80D, integrating insurance into your broader investment strategy for holistic growth. Secure your legacy and your health with a partner who understands the value of both.

Would you like to see a comparison of premiums for our top-rated family plans or a breakdown of tax-saving benefits for this year?

Personal Accidental Insurance

At Horizon Money, we understand that life is unpredictable, but your financial stability shouldn't be. Our Personal Accident Insurance is a cornerstone of a robust financial plan, designed to provide a critical safety net when the unexpected occurs. While standard health insurance covers hospital bills, our accidental coverage goes further, providing lump-sum payouts to compensate for lost income and specialized rehabilitation.

Our comprehensive plans cover a wide spectrum of risks, including Accidental Death, Permanent Total Disability, and Permanent Partial Disability. Whether it’s a minor mishap or a life-altering event, Horizon Money ensures that you and your beneficiaries are protected from the sudden loss of earning capacity. We also offer value-added benefits such as Education Grants for children and Family Transportation allowances, ensuring your loved ones are cared for during difficult transitions.

Integrating accidental insurance into your financial portfolio is a high-impact, low-cost strategy. For a fraction of the cost of traditional life insurance, you gain significant coverage that acts as a wealth preservation tool, keeping your long-term investments intact. Secure your future against the unknown with Horizon Money—where your protection is our priority.

Would you like to calculate your premium based on your occupation category or view a list of our add-on covers?

Fire Insurance

At Horizon Money, we recognize that your physical assets—whether a family home or a commercial enterprise—are often your most significant financial investments. Our Fire Insurance Services provide a vital layer of asset protection, ensuring that a single spark doesn’t incinerate years of hard-earned wealth. We go beyond basic coverage to offer comprehensive protection against fire, lightning, explosions, and allied perils like storms or floods.

Our tailored policies are designed for both homeowners and business owners, covering the structure of the building as well as the valuable contents, machinery, and stocks within. In the event of a loss, Horizon Money provides the liquidity needed for rapid reconstruction and replacement, preventing the catastrophic financial depletion that often follows property damage. We focus on "Reinstatement Value," ensuring you receive the actual cost of rebuilding in today’s market.

Integrating fire insurance into your financial services strategy is essential for holistic risk management. By transferring the risk of property loss to us, you safeguard your balance sheet and ensure business continuity. Protect your legacy and your infrastructure with Horizon Money—because securing your property is the first step in securing your future.

Would you like to request a property valuation or compare coverage add-ons for natural disasters?

Keyman Insurance

At Horizon Money, we recognize that the true value of a business often resides in the expertise and leadership of its most vital employees. Our Keyman Insurance Services are designed to protect your organization from the financial instability that follows the loss of a "Key Person"—whether a founder, a top executive, or a specialized expert. This strategic financial tool provides a liquidity cushion to manage recruitment costs, settle business debts, and offset potential revenue dips during a leadership transition.

Beyond simple risk mitigation, Keyman Insurance serves as a powerful business continuity tool. The policy proceeds can be used to fund buy-sell agreements or provide a financial bridge to reassure creditors and stakeholders of the company's solvency. For the employer, premiums paid are generally treated as a deductible business expense, making it an incredibly tax-efficient way to safeguard your corporate balance sheet.

Integrating Keyman Insurance into your corporate financial planning ensures that your business remains resilient in the face of human capital risks. At Horizon Money, we help you identify your "Key" assets and structure policies that align with your company’s valuation and long-term goals.

Would you like to calculate the insurable value of your key executives or explore tax-efficient premium structures for your firm?

Group Insurance

At Horizon Money, we understand that a company’s greatest asset is its people. Our Group Insurance Services are designed to help businesses foster a secure, motivated, and loyal workforce by providing comprehensive employee benefit solutions. We offer scalable plans—including Group Health, Life, and Personal Accident Insurance—tailored to the specific needs of startups, SMEs, and large corporations alike.

By choosing Horizon Money, employers gain a powerful tool for talent retention and recruitment. A robust group cover ensures that your employees and their families are protected against medical emergencies and unforeseen life events, significantly reducing workplace stress. Our plans often feature maternity benefits, pre-existing disease coverage from day one, and cashless hospitalisation, providing immediate value to your team without the stringent waiting periods of individual policies.

From a financial perspective, Group Insurance is a highly tax-efficient investment. Premiums paid by the employer are typically treated as a deductible business expense, lowering your overall corporate tax liability. We simplify the administration process with dedicated support for claims management and policy renewals, allowing you to focus on your core business. Secure your team’s future and strengthen your corporate culture with Horizon Money’s expert-led group protection strategies.

Would you like to request a customized quote for your team size or explore our wellness program add-ons?

Shop Insurance

At Horizon Money, we recognize that your shop is more than just a business—it is the result of your hard work and the foundation of your livelihood. Our Shopkeeper’s Insurance Services provide a comprehensive "all-in-one" protective shield designed to safeguard retail owners against a multitude of operational risks. From small boutiques to large retail outlets, we ensure that your physical assets and financial interests remain secure.

Our customized policies cover a wide array of perils, including fire, lightning, and natural disasters, as well as human-centric risks like burglary, housebreaking, and mechanical breakdowns of electronic equipment. We also integrate Public Liability coverage to protect you against legal claims arising from accidental injury to customers on your premises. For added resilience, Horizon Money offers protection for money-in-transit and coverage for "Business Interruption," helping you recover lost profits while your shop is being restored.

Investing in shop insurance is a strategic move for wealth preservation. Instead of facing devastating out-of-pocket expenses after a mishap, our plans provide the liquidity needed for a swift recovery. Partner with Horizon Money to secure your storefront, your stock, and your peace of mind with expert-led risk management.

Would you like to customize your coverage for specific high-value inventory or get a quote based on your shop's square footage?

Housing Society Insurance

At Horizon Money, we understand that managing a residential complex involves protecting the collective interests of dozens, or even hundreds, of families. Our Housing Society Insurance Services are designed to provide a comprehensive safety net for cooperative societies and apartment associations. We offer specialized "Package Policies" that cover the entire building structure, common utilities, and shared liabilities under a single, robust framework.

Our coverage extends far beyond basic fire protection. We safeguard your society against natural calamities like earthquakes and floods, as well as man-made risks such as burglary and malicious damage. Crucially, we include protection for expensive shared infrastructure, including elevators, diesel generators, and water pumps, ensuring that mechanical breakdowns don't lead to unexpected maintenance levies for residents. Additionally, our Public Liability cover protects the management committee against legal claims resulting from accidents within the society premises.

Integrating professional insurance into your society's financial planning is a hallmark of responsible governance. It prevents sudden, large-scale financial burdens on members and ensures the long-term wealth preservation of every homeowner's asset. Partner with Horizon Money to secure your community with tailored protection plans that prioritize safety and collective peace of mind.

Would you like to schedule a site valuation for your society or compare add-on covers for earthquake and terrorism risks?

A team of industry pros to guide you each step of the way

Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.

shape

© Horizon Financialz Group Company. All Rights Reserved